We navigate the complex world of Marketplace and government-subsidized health insurance to maximize your benefits while minimizing costs. Our specialists help determine your eligibility for premium tax credits and cost-sharing reductions, ensuring you don't leave money on the table. We handle the paperwork headaches, explain the real differences between metal tiers, and help you understand what's actually covered before you commit, not after a claim is denied.
Traditional private health insurance doesn't have to mean overpaying for inadequate coverage. Our curated network of private plans offers greater flexibility, shorter waiting periods, and more comprehensive coverage options than standard marketplace policies. We specialize in finding plans that include your preferred doctors, cover medications without burdensome prior authorizations, and provide meaningful protection without the inflated premiums typically associated with private coverage. This can include perks like choosing your own doctors, nationwide coverage, $0 deductible options and more!
Conventional medicine isn't the only path to wellness, yet most insurers refuse to cover alternative treatments regardless of their effectiveness. Our holistic health options embrace complementary approaches including coverage for acupuncture, chiropractic care, naturopathic medicine, and even gym memberships without the typical restrictions. These plans recognize that preventing illness costs less than treating it later, offering coverage for nutritional counseling, fitness programs, and other proactive wellness strategies ignored by traditional insurance.